The Guide for International Student Health Insurance USA

International student health insurance is very expensive in usa. Without the student health insurance, a serious illness or trauma could bankrupt the average American family. Therefore, most universities like New York University and Columbia University in USA require international students to purchase U.S. health insurance. The aim is to avoid a student becomes ill or is injured in an accident with large expense. Avoid problems that can lead to heavy financial burdens or even huge debts. A good student health insurance plan will usually cover some of the costs. The cost includes doctor visits, hospitalization, surgical procedures, and prescription drugs. In the event of a serious illness or injury, the insurance company will cover most of the medical expenses. It allowing the individual to avoid huge medical bills. If you have an emergency in the U.S., it is important to seek medical attention in a timely manner. International students in the U.S. should prepare well in advance.

The ways to buy student health insurance

International Student Health Insurance
Universities in the United States will provide students with a health insurance policy that can be purchased directly from the university. The price of this insurance is generally higher, ranging from $100-200 per month. However, the scope of coverage is very wide, and can cover doctor’s visit, surgery, medication, vaccination, medical checkups, etc. Most American universities will choose reputable insurance companies to cooperate with and provide students with student health insurance plans. Students are automatically enrolled in a health insurance plan when they pay their tuition each semester.

Off-campus Health Insurance
Off-campus student health insurance usa is highly selective, with different prices and different coverage conditions. Many students find it painful to pay more than $100 per month to the school even though they don’t get sick very often. Therefore, they choose to cancel the school’s insurance and buy a low-cost off-campus insurance.