What Are the Costs for Acute or Emergency Care in the USA

How Much Does an Emergency Room Visit Cost?

When people call us, they often ask about the cost of an emergency room (ER) visit. We tell them the average cost is around $1,900 to $2,100, but this can vary greatly depending on the medical emergency.

A study by the National Institute for Health found that ER visit costs can range widely, from a few hundred dollars to several thousand dollars. This is because different hospitals and clinics charge different prices for the same treatment.

Having an international health plan can help you save money on medical costs. With a plan, you can often get the best healthcare at a lower price. You can even see your doctor at their office or clinic, which can be 3-4 times cheaper than going to the hospital without insurance.

Here’s a summary:

Average ER visit cost: $1,900 to $2,100
Costs can vary greatly depending on the medical emergency
International health plans can help you save money on medical costs
Seeing your doctor at their office or clinic can be 3-4 times cheaper with a plan

How Much Health Insurance Should Foreigners Buy?

As a foreign national, deciding how much US health insurance to buy is a personal choice. Consider your health, job, and length of stay to determine how much coverage you need.

Policy maximums range from $50,000 to $5 million per person, with some plans offering unlimited coverage.

Here’s a guideline to help you choose:

5-day to 1-month stay: $50,000 to $100,000
1-3 months: $100,000 to $500,000
3 months to 1 year: at least $250,000
1 year or longer: at least $1 million (more if you have a family or critical illness)

If you’re older, traveling with others, or have a higher risk of making a claim, consider full coverage plans with higher limits.

Choose the right policy: